Best way to learn about and establish good credit?
David asked: I want to learn about all the factors considered when a credit agency determines your credit score. I do not have any credit and would like to establish some credit. I do not have any bad credit either. I have already tried applying for a credit card, dell computer card, sams card, and [...]
How do I get a credit card with bad credit and a cosigner?
lodijc asked: I have a cosigner that has excellent credit that will cosign for me to get a credit card to build my score plus to have for emergencies. My score is a 585. I pay my bills on time and don’t spend alot of money on dumb things. I just don’t have anything but [...]
How long does it take to create a credit history if you have none?
MMC asked: I am pretty new to the United States. My husband lives here and he has a good credit history. We bought a new car lately and my name is added to it so as to build up a credit history for me. How long does it take to build a credit history? The [...]
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