Posts Tagged ‘Credit Report’

onlyinurdreams85 asked: I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?

Simpson C asked: If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?

You  must remember that while doing transactions in
credit you are responsible to keep an eye on your credit.
Credit reports tell us about the person’s details,
address, contact number, personal details, where
he/she works, social security number, and marital
status, descriptions about previous jobs, recent
positioning, income, debt, and length of employment
and also it contains other factual history of your
credit [...]

penny g asked: Lets say I have 4 credit cards totalling $3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?

April B asked: I have 5 negative reportings on my credit report. None of them are after the year 2004. I am wondering since there over 4 years old, how much are they affecting my credit score? And, has anyone ever heard of credit card companies deleting accurate late pays if asked?

triguyinla asked: One of us has a foreclosure on credit report, other one has perfect credit. We are about to get married and want to buy a house. Is it possible to get married and not have to show other spouse’s credit for loans?

Sean R asked: I checked my wife’s credit report and she has 3 accounts with late payments from several years ago prior to us being married. One was past due 60 days, one was past due 30 days a few times, and one was past due 120 days. How long will her credit [...]

GreenFam asked: We are hoping that our credit score has improved greatly now that the bankruptcy is off (it was a long 10 years) and we haven’t acquired much debt.

DDC asked: I have never had a credit card, but I have a few small bills in collections from when I was in college. They are old utilities bills, together totalling no more than $150. I haven’t been able to access my credit report online due to many address changes, but how bad [...]

atg28 asked: I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.
I would like to close them to resolve my accounts and improve my overall credit.
I have to admit that some of the [...]