Posts Tagged ‘Credit History’

jenna asked: I’m 18, I’ve had a credit card since November of last year and I’ve been paying off the entire bill every month. How long does it take to have a credit report on file? I’d like to take out an auto loan, but the bank says I can’t due to lack of [...]

Peter T asked: For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do [...]

hop2seeu asked: My account was closed by the bank due to number of credit cards I have and high balance. I will be able to close all in 6 months. Can other banks close my credit card accounts as well? What is the best way to handle it?
Thanks for the answers but my problem is:
I [...]

Dealing with bad credit history can be difficult but here’s a few pieces of advice you should consider:
There are usually many problems about credit dealings
because sometimes during the dealings the creditors
have to face unforeseen complications.
As it has become a part of our life we sometimes
ignore the problems we face through it. Though they
also offer you [...]

Today it’s referred as the old plastic but the original cards were made of plastic but cellulose and metal plates!
By most accounts they started being used in the the 1920s, when individual firms such as oil
companies and hotel chains began issuing them to
customers.
Also, in the 1920’s, stylish stores in the United
States issued them to their [...]

Dex asked: Im 18 with zero credit history and im having trouble building my credit. My parents have bad credit so i have no cosigners. I cant buy an old car or anything. So i started small. A credit card. I was denied. How am i supposed to build credit when im not givin a [...]

Derek asked: I need to build my credit but I cant seem to get a credit card or loan with out any credit history.

Tamborine asked: I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit.
I’m thinking I want a card with no annual [...]

OG stackadolla asked: I am attempting to purchase a vehicle, but a problem than I have run into constantly is my financing history; meaning I have not financed anything over $1k. My credit history is good, I have about four credit cards that I sustain a moderate revolving balance on monthly. I have [...]

Michael asked: I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a good card to go with that has low interest? [...]