Posts Tagged ‘Credit Cards’

How many individual credit accounts should you have on your credit report?

candiceinks asked: I am an authorized user on 3 major credit cards. I have one individual department store account and one individual student loan account. Should I remove myself as authorized user from 2 of the most recent accounts and get a major credit card individual account? Would that help/hurt my credit?

How many Credit Cards are there in each country worldwide?

eyaljosch asked: I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.
Therefore I would like to know, per each country in the world, how many Credit Cards are there, or: How many Credit Cards per resident in each country?

What are credit cards that work smiliar to debit cards called?

needpryer asked: I need to start building credit and I would like to do it fast. I heard one way is to get this credit card that acts like a debit card. Is there? And also how can I gain credit fast?

How do I switch credit cards and not affect my credit score?

msc44 asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card [...]

How do I establish credit without a credit card?

yage v asked: Credit cards are becoming more and more picky about extending credit, and the interest rates are through the roof. What are some other ways I can establish solid credit without a credit card or major expenses? I go to college full time and work full time, I don’t want to get into [...]

How does a credit card work and why do I have to get one?

Brandi asked: I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking [...]

How do you start building credit if you have absolutely none?

twitchddragyn asked: I’m 22. I don’t have any history of credit. (No credit cards, loans, etc… Nothing.)
My friends told me that they all started building credit by opening a student credit card from Chase, the ones with a 200 dollar limit.
I tried to do that but actually got denied. They said that I have “too [...]

What can one do to improve credit rating after having low credit score?

wigginsre asked: Its very difficult obtaining a good fair credit card with high amounts on them. I currently only have a 300 limit. Will a secure credit card help to increase the credit score? Any advice. I’m also not sure if I should pay off the credit cards that expire within the next couple of [...]

what is the best credit card for a first timer who wants to build credit?

cyndaylou asked: I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one.
I just want one so I can work on establishing credit. I want to make one or two monthly purchases and [...]

Credit?

OG stackadolla asked: I am attempting to purchase a vehicle, but a problem than I have run into constantly is my financing history; meaning I have not financed anything over $1k. My credit history is good, I have about four credit cards that I sustain a moderate revolving balance on monthly. I have [...]