Posts Tagged ‘Credit Bureaus’

What credit card should I go for citi bank or bank of america?

azkoolchik asked: I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone [...]

Why do the credit bureaus count it against your credit when you make an inquiry into your credit score?

Neerdowellian asked: I’m trying to find the best mortgage rate to buy a house, therefore there are several mortgage companies running my credit. How in the world am I supposed to shop for a good rate if every inquiry damages my score? Isn’t that the dumbest thing?