Posts Tagged ‘bad credit’

How to you achieve a credit score if you never used a credit card?

KAT188 asked: How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.

How can I get a credit card with rewards when I have bad credit?

JayRust asked: Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is [...]

What is a good credit card to apply for if you have bad credit?

Diane L asked: I am paying off bills and I closed all of my card accounts. What is a good, easy and cheap card to reopen my credit with? My credit is not good.

Dealing with Bad Credit History

Dealing with bad credit history can be difficult but here’s a few pieces of advice you should consider:
There are usually many problems about credit dealings
because sometimes during the dealings the creditors
have to face unforeseen complications.
As it has become a part of our life we sometimes
ignore the problems we face through it. Though they
also offer you [...]

Using Credit Cards Properly

There is a lot of truth in the saying that credit
cards are not a substitute for not having money. Every
time you use a credit card you need to remind yourself of this.
Here’s some things to consider with your credit spending:
Do’s.
* Always plan for the purchases that you need and
those that you want. You need the [...]

Advice on Getting a Better Credit Score

Unless you have a perfect credit score you are probably looking to improve it. Here’s some free free advice:
When banks declare, post bailout  that they won’t even loan to each other, it becomes very clear that we all need to get a better credit score if we are to have a chance of the proverbial [...]