Comments on: How many credit cards should a person have? http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/ Free Credit and Debt Information Fri, 18 May 2012 15:50:35 +0000 http://wordpress.org/?v=2.7 hourly 1 By: ericrop2000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-608 ericrop2000 Tue, 18 Nov 2008 03:23:37 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-608 if u got good income dont need them i recomend at least 10 percent your yearly income if u got good income dont need them i recomend at least 10 percent your yearly income

]]> By: Studly http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-607 Studly Sun, 16 Nov 2008 23:37:16 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-607 If you are trying to achieve the highest credit score possible, then ignore the previous answers. Go to and read up. This is the site of the folks who developed the FICO scoring system, so they should know, right? They recommend having 3 credit cards, and 1 or two gas station/store cares. Common sense says don't get cards with a high credit limit. Don't use more then 25% of your available credit limit, and pay off as much as you can each month. Never pay late! What I recommend is you find a card with a very low interest rate, and use that to pay for everything you normally pay credit for, such as utility bills, groceries, gas, phone bills....then pay it off. This works especially great if you have a card that has "cash back" features on it, or gives you credit points. If you are trying to achieve the highest credit score possible, then ignore the previous answers. Go to and read up.

This is the site of the folks who developed the FICO scoring system, so they should know, right?

They recommend having 3 credit cards, and 1 or two gas station/store cares.

Common sense says don’t get cards with a high credit limit. Don’t use more then 25% of your available credit limit, and pay off as much as you can each month. Never pay late!

What I recommend is you find a card with a very low interest rate, and use that to pay for everything you normally pay credit for, such as utility bills, groceries, gas, phone bills….then pay it off.

This works especially great if you have a card that has “cash back” features on it, or gives you credit points.

]]> By: waggy_33 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-606 waggy_33 Sun, 16 Nov 2008 11:08:08 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-606 One with a limit set slightly above what you feel comforable paying each month to avoid the interest charges. One with a limit set slightly above what you feel comforable paying each month to avoid the interest charges.

]]> By: datslife_huh http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-605 datslife_huh Sun, 16 Nov 2008 06:26:04 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-605 It actually depends on what u can afford. I get the prepay credit card and let it build up. In a year some will let u barrow money from the company and may maybe $5 amonth interest. Havin to many can get u into trouble later on. I'd say no more than 2 or 3 just to be on the safe side. I myself perfer prepay 1 card. I get mine thru U can build ur credit up this way also. It actually depends on what u can afford. I get the prepay credit card and let it build up. In a year some will let u barrow money from the company and may maybe $5 amonth interest. Havin to many can get u into trouble later on. I’d say no more than 2 or 3 just to be on the safe side. I myself perfer prepay 1 card. I get mine thru U can build ur credit up this way also.

]]> By: victorschool1 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-604 victorschool1 Thu, 13 Nov 2008 13:03:02 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-604 I have alot of them, I get them for the promotions they give, however, I do not carry balances on any of them. I have alot of them, I get them for the promotions they give, however, I do not carry balances on any of them.

]]> By: Erica http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-603 Erica Thu, 13 Nov 2008 00:31:35 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-603 My parents told me when I was younger to have a limit of two credit cards. One Visa and one MasterCard. In case of an emergency, just about every place will take one or the other, often times both. My parents told me when I was younger to have a limit of two credit cards. One Visa and one MasterCard. In case of an emergency, just about every place will take one or the other, often times both.

]]> By: Dave W http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-602 Dave W Tue, 11 Nov 2008 17:29:11 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-602 One. You can better manage a credit score by keeping a thumb on unsecured credit. Too many cards get unmanageable very quickly. One. You can better manage a credit score by keeping a thumb on unsecured credit. Too many cards get unmanageable very quickly.

]]> By: The"F"Zone http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-601 The"F"Zone Mon, 10 Nov 2008 06:52:14 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-601 Yes.I dont think any problems there Yes.I dont think any problems there

]]> By: me1c01ciz http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-600 me1c01ciz Sun, 09 Nov 2008 08:07:35 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-600 You should get at least two Credit Cards. If you have one credit card is alright too as long as it has over 10,000 dollars. You should get at least two Credit Cards. If you have one credit card is alright too as long as it has over 10,000 dollars.

]]> By: DaveBurke_98 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/comment-page-1/#comment-599 DaveBurke_98 Sun, 09 Nov 2008 06:25:18 +0000 http://creditconnectpro.com/how-many-credit-cards-should-a-person-have/243/#comment-599 one visa one mc. thats it. and only use one unless you have to use the other then pay that one before it registers interest. one visa one mc. thats it. and only use one unless you have to use the other then pay that one before it registers interest.

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