Comments on: How long can a bank keep a delinquency on a credit report? http://creditconnectpro.com/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report-2/451/ Free Credit and Debt Information Fri, 18 May 2012 15:39:21 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Jim Q http://creditconnectpro.com/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report-2/451/comment-page-1/#comment-1050 Jim Q Fri, 13 Mar 2009 13:26:39 +0000 http://creditconnectpro.com/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report-2/451/#comment-1050 if that is the only problem you ever had it has no effect on your credit score, most creditors would just ask you for a letter explaining what happened if they even noticed it. generally creditors look at the last 3 years of payment history and then look at public records (bankruptcies ) for the last 10 years. I've had good info about it here: Hope that helps. if that is the only problem you ever had it has no effect on your credit score, most creditors would just ask you for a letter explaining what happened if they even noticed it. generally creditors look at the last 3 years of payment history and then look at public records (bankruptcies ) for the last 10 years.

I’ve had good info about it here:

Hope that helps.

]]> By: sasil85 http://creditconnectpro.com/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report-2/451/comment-page-1/#comment-1049 sasil85 Tue, 10 Mar 2009 21:12:07 +0000 http://creditconnectpro.com/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report-2/451/#comment-1049 If you have paid your debt then I think it was either 5 or 10 years. If you didn't pay your debt then forever till it is done. If you have paid your debt then I think it was either 5 or 10 years. If you didn’t pay your debt then forever till it is done.

]]> By: Doyle Burnett http://creditconnectpro.com/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report-2/451/comment-page-1/#comment-1142 Doyle Burnett Tue, 10 Mar 2009 11:46:00 +0000 http://creditconnectpro.com/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report-2/451/#comment-1142 The current economy is a mess everybody knows it. What is amazing is how some people continue their daily life as if nothing changed and one such behavior is their attitude to credit cards. The first step Americans need to do is get rid of their credit card debt as it is the best symbol for how Americans lived above their means for so many years getting all of us to this big economy mess. First step is education. Here is a good resource to read about credit cards http://www.creditcardknowhow.info start with understanding and then please stop loading your cards with too many charges. The current economy is a mess everybody knows it. What is amazing is how some people continue their daily life as if nothing changed and one such behavior is their attitude to credit cards. The first step Americans need to do is get rid of their credit card debt as it is the best symbol for how Americans lived above their means for so many years getting all of us to this big economy mess. First step is education. Here is a good resource to read about credit cards http://www.creditcardknowhow.info start with understanding and then please stop loading your cards with too many charges.

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