How long after paying off a credit card does it take to reflect on a credit report?

credit
penny g asked:


Lets say I have 4 credit cards totalling $3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?

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4 Comments

  1. princess zaria says:

    by the the collection agency has 3 months 2 update ur credit report, then they update it as paid in full or settled in full.

  2. cheeba0228 says:

    Most places have up to 60 days legally, but a lot of credit card places report every 30 days.

  3. Sarab says:

    Every credit card company reports a couple of days after your billing closing date. So within 1 month your report will be 100% updated - ptentially sooner.

  4. cris f says:

    it is said that you will have to wait 3-4 months before your credit report will reflect you payments and your score will change. I did the same about 4 months ago and it gust showed on my credit report

    I’ve had good info about it here:

    Best regards.

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