Comments on: How can i start building credit? http://creditconnectpro.com/how-can-i-start-building-credit/233/ Free Credit and Debt Information Fri, 18 May 2012 14:50:27 +0000 http://wordpress.org/?v=2.7 hourly 1 By: antonikkert http://creditconnectpro.com/how-can-i-start-building-credit/233/comment-page-1/#comment-564 antonikkert Mon, 20 Oct 2008 09:18:33 +0000 http://creditconnectpro.com/how-can-i-start-building-credit/233/#comment-564 You can order secured credit card and start using it prudently. Meaning paying every statement of that card promptly and accurately. That along with your car loan (paid promptly and accurately) will eventually improve your credit score and you should start receiving offers for non-secured credit cards in near future. Discipline and consistency is a key. You can order secured credit card and start using it prudently. Meaning paying every statement of that card promptly and accurately. That along with your car loan (paid promptly and accurately) will eventually improve your credit score and you should start receiving offers for non-secured credit cards in near future. Discipline and consistency is a key.

]]> By: heybulldog http://creditconnectpro.com/how-can-i-start-building-credit/233/comment-page-1/#comment-563 heybulldog Fri, 17 Oct 2008 23:03:51 +0000 http://creditconnectpro.com/how-can-i-start-building-credit/233/#comment-563 The only way to build credit is to borrow money and make payments on time. The only way to keep a high credit score is to keep borrowing money and keep making payments on time. You said that you are great at budgeting. Be responsible with your money and live on less than you make. You will not have any payments. You will have money and you will not have to worship the great fico score. The only way to build credit is to borrow money and make payments on time. The only way to keep a high credit score is to keep borrowing money and keep making payments on time.

You said that you are great at budgeting. Be responsible with your money and live on less than you make. You will not have any payments. You will have money and you will not have to worship the great fico score.

]]> By: Lucy http://creditconnectpro.com/how-can-i-start-building-credit/233/comment-page-1/#comment-562 Lucy Fri, 17 Oct 2008 23:02:16 +0000 http://creditconnectpro.com/how-can-i-start-building-credit/233/#comment-562 If you don't have a bank account, that would probably be a good place to start and then perhaps you could get a small loan from the same bank, just to get the ball rolling. If you have someone with good credit that is willing to co-sign that would be even better. If none of that works, you could apply for a secured credit card, where you put up a deposit and if you prove to be reliable after a designated period, they will consider giving you an unsecured card, at which time they will return your deposit with a little interest. There are some scams out there so be cautious in who you deal with. I believe that Capitol One Bank has them. Also, always use credit wisely by not charging things you can't afford. Failure to do that is one of the reasons our country is currently in such financial distress. If you don’t have a bank account, that would probably be a good place to start and then perhaps you could get a small loan from the same bank, just to get the ball rolling. If you have someone with good credit that is willing to co-sign that would be even better. If none of that works, you could apply for a secured credit card, where you put up a deposit and if you prove to be reliable after a designated period, they will consider giving you an unsecured card, at which time they will return your deposit with a little interest. There are some scams out there so be cautious in who you deal with. I believe that Capitol One Bank has them. Also, always use credit wisely by not charging things you can’t afford. Failure to do that is one of the reasons our country is currently in such financial distress.

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