How can i get some credit when i have horrible credit?
Anna L asked:
I need to rebuild my credit really really bad iv paid off most all the negative things on it but it didn’t help my score out any. I need to get a line of credit or something to rebuild my credit I need help or suggestions. Are there any good credit cards out there for people like me that will grantee sure i can get approved?
I need to rebuild my credit really really bad iv paid off most all the negative things on it but it didn’t help my score out any. I need to get a line of credit or something to rebuild my credit I need help or suggestions. Are there any good credit cards out there for people like me that will grantee sure i can get approved?
you can search online & probably get a secured card.
you give them a deposit,& that becomes your credit limit. be wise-buy a book,pay it off immediately. next month,buy a cd,pay it off immediately.this will build a nice record with that company,& in a year or so,you should be able to get a non secured card with a low limit.
The reason it’s hard to build credit is because of your track record. You may want credit but are you sure you can afford it??? Save your desire for credit for a home or car or something you need. If you’re going to pay 12+% just to build credit, you are not respecting your money. The most common places to check are capital one, hsbc and orchard bank. There are no guarantees for acceptance but the easiest to get. When you do get credit, use it wisely or you’ll end up in debt again with more negatives than positives.