Credit Connect Pro

Credit Connect Pro http://creditconnectpro.com Consumer Credit and Lending Resource Sun, 05 Jul 2009 05:39:33 +0000 http://wordpress.org/?v=2.7 en hourly 1 Under what circumstances is a credit card company allowed to lower your limit? http://creditconnectpro.com/under-what-circumstances-is-a-credit-card-company-allowed-to-lower-your-limit-2/449/ http://creditconnectpro.com/under-what-circumstances-is-a-credit-card-company-allowed-to-lower-your-limit-2/449/#comments Sat, 20 Jun 2009 02:48:15 +0000 http://creditconnectpro.com/under-what-circumstances-is-a-credit-card-company-allowed-to-lower-your-limit-2/449/

traveler#305 asked:

I remember reading about a woman who had her limit on a card lowered only because she spent a lot (under her limit) in a certain amount of time. If I am planning on maxing out my cards ( with the understanding I will kill any potential credit), how can I avoid getting the credit I already have lowered during my spending spree?

]]> http://creditconnectpro.com/under-what-circumstances-is-a-credit-card-company-allowed-to-lower-your-limit-2/449/feed/ How long does it take to have a credit file? http://creditconnectpro.com/how-long-does-it-take-to-have-a-credit-file/389/ http://creditconnectpro.com/how-long-does-it-take-to-have-a-credit-file/389/#comments Thu, 18 Jun 2009 08:34:18 +0000 http://creditconnectpro.com/how-long-does-it-take-to-have-a-credit-file/389/

jenna asked:

I’m 18, I’ve had a credit card since November of last year and I’ve been paying off the entire bill every month. How long does it take to have a credit report on file? I’d like to take out an auto loan, but the bank says I can’t due to lack of credit history.

]]> http://creditconnectpro.com/how-long-does-it-take-to-have-a-credit-file/389/feed/ How will a regular house sale affect my credit? http://creditconnectpro.com/how-will-a-regular-house-sale-affect-my-credit-2/453/ http://creditconnectpro.com/how-will-a-regular-house-sale-affect-my-credit-2/453/#comments Tue, 16 Jun 2009 19:51:42 +0000 http://creditconnectpro.com/how-will-a-regular-house-sale-affect-my-credit-2/453/

boilerette72 asked:

I have good credit. I am selling my home (normal sale) but I am not going to buy another home right now. I have 2 credit cards with no balance and a car loan. Will this home sale hurt my credit score?

]]> http://creditconnectpro.com/how-will-a-regular-house-sale-affect-my-credit-2/453/feed/ Can you ask for temporary credit limit increase in a credit card? http://creditconnectpro.com/can-you-ask-for-temporary-credit-limit-increase-in-a-credit-card-2/447/ http://creditconnectpro.com/can-you-ask-for-temporary-credit-limit-increase-in-a-credit-card-2/447/#comments Fri, 12 Jun 2009 15:57:21 +0000 http://creditconnectpro.com/can-you-ask-for-temporary-credit-limit-increase-in-a-credit-card-2/447/

Panamaniac asked:

I have a Visa with a $2,000 credit limit and I am planning to go overseas for 2 weeks.

]]> http://creditconnectpro.com/can-you-ask-for-temporary-credit-limit-increase-in-a-credit-card-2/447/feed/ How to you achieve a credit score if you never used a credit card? http://creditconnectpro.com/how-to-you-achieve-a-credit-score-if-you-never-used-a-credit-card/411/ http://creditconnectpro.com/how-to-you-achieve-a-credit-score-if-you-never-used-a-credit-card/411/#comments Fri, 12 Jun 2009 10:16:03 +0000 http://creditconnectpro.com/how-to-you-achieve-a-credit-score-if-you-never-used-a-credit-card/411/

KAT188 asked:

How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.

]]> http://creditconnectpro.com/how-to-you-achieve-a-credit-score-if-you-never-used-a-credit-card/411/feed/ How can I get a credit card with rewards when I have bad credit? http://creditconnectpro.com/how-can-i-get-a-credit-card-with-rewards-when-i-have-bad-credit/413/ http://creditconnectpro.com/how-can-i-get-a-credit-card-with-rewards-when-i-have-bad-credit/413/#comments Thu, 11 Jun 2009 14:22:09 +0000 http://creditconnectpro.com/how-can-i-get-a-credit-card-with-rewards-when-i-have-bad-credit/413/

JayRust asked:

Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is hard to get rewards with bad credit. Any advise?

]]> http://creditconnectpro.com/how-can-i-get-a-credit-card-with-rewards-when-i-have-bad-credit/413/feed/ How can I get a credit card with rewards when I have bad credit? http://creditconnectpro.com/how-can-i-get-a-credit-card-with-rewards-when-i-have-bad-credit-2/457/ http://creditconnectpro.com/how-can-i-get-a-credit-card-with-rewards-when-i-have-bad-credit-2/457/#comments Sat, 06 Jun 2009 03:47:43 +0000 http://creditconnectpro.com/how-can-i-get-a-credit-card-with-rewards-when-i-have-bad-credit-2/457/

]]> http://creditconnectpro.com/how-can-i-get-a-credit-card-with-rewards-when-i-have-bad-credit-2/457/feed/ What is the best rewards credit card for good but not excellent credit? http://creditconnectpro.com/what-is-the-best-rewards-credit-card-for-good-but-not-excellent-credit/335/ http://creditconnectpro.com/what-is-the-best-rewards-credit-card-for-good-but-not-excellent-credit/335/#comments Fri, 05 Jun 2009 00:13:58 +0000 http://creditconnectpro.com/what-is-the-best-rewards-credit-card-for-good-but-not-excellent-credit/335/

enterthesloth asked:

What is the best rewards credit card. I only spend 400 a month and have good but not excellent credit.

]]> http://creditconnectpro.com/what-is-the-best-rewards-credit-card-for-good-but-not-excellent-credit/335/feed/ How will a regular house sale affect my credit? http://creditconnectpro.com/how-will-a-regular-house-sale-affect-my-credit/409/ http://creditconnectpro.com/how-will-a-regular-house-sale-affect-my-credit/409/#comments Wed, 03 Jun 2009 20:18:07 +0000 http://creditconnectpro.com/how-will-a-regular-house-sale-affect-my-credit/409/

]]> http://creditconnectpro.com/how-will-a-regular-house-sale-affect-my-credit/409/feed/ What does transfering money to your credit card account do? http://creditconnectpro.com/what-does-transfering-money-to-your-credit-card-account-do/437/ http://creditconnectpro.com/what-does-transfering-money-to-your-credit-card-account-do/437/#comments Thu, 28 May 2009 17:01:56 +0000 http://creditconnectpro.com/what-does-transfering-money-to-your-credit-card-account-do/437/

Brandon S asked:

Obviously you pay off a credit card bill with a check or using bill pay through your bank. I have a credit card account through Wells Fargo, and I notice that when I choose to transfer money from my checking account to one of my other Wells Fargo accounts, I can transfer it to my savings as well as my credit card account. What happens when I transfer money to my credit card account? I did not know you can do such a thing. Is that for stashing cash away so I have money come bill paying time?

]]> http://creditconnectpro.com/what-does-transfering-money-to-your-credit-card-account-do/437/feed/