Under what circumstances is a credit card company allowed to lower your limit?
traveler#305 asked: I remember reading about a woman who had her limit on a card lowered only because she spent a lot (under her limit) in a certain amount of time. If I am planning on maxing out my cards ( with the understanding I will kill any potential credit), how can I avoid [...]
How long does it take to have a credit file?
jenna asked: I’m 18, I’ve had a credit card since November of last year and I’ve been paying off the entire bill every month. How long does it take to have a credit report on file? I’d like to take out an auto loan, but the bank says I can’t due to lack of [...]
How will a regular house sale affect my credit?
boilerette72 asked: I have good credit. I am selling my home (normal sale) but I am not going to buy another home right now. I have 2 credit cards with no balance and a car loan. Will this home sale hurt my credit score?
Can you ask for temporary credit limit increase in a credit card?
Panamaniac asked: I have a Visa with a $2,000 credit limit and I am planning to go overseas for 2 weeks.
How to you achieve a credit score if you never used a credit card?
KAT188 asked: How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.
How can I get a credit card with rewards when I have bad credit?
JayRust asked: Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is [...]
How can I get a credit card with rewards when I have bad credit?
JayRust asked: Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is [...]
What is the best rewards credit card for good but not excellent credit?
enterthesloth asked: What is the best rewards credit card. I only spend 400 a month and have good but not excellent credit.
How will a regular house sale affect my credit?
boilerette72 asked: I have good credit. I am selling my home (normal sale) but I am not going to buy another home right now. I have 2 credit cards with no balance and a car loan. Will this home sale hurt my credit score?
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