Archive for May 2009

onlyinurdreams85 asked: I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?

Peter T asked: I want a service that I can view my credit report and credit score for all major credit bureaus 3 or 4 times a year and make disputes quickly and easily as needed. I don’t want to pay an arm and a leg. I shouldn’t have to buy my own personal information [...]

Dr. Ernest J Folk asked: With the economy down and it impossible to get credit. Do you think it is a good idea to lower the credit standards so that it is easier to get credit. For example. Those that currently have high credit scores should be able to pay no interest [...]

cb4556 asked: I found out my credit score is 550. Since then, I’ve paid some stuff off, leaving only a student loan, car payment,and 1 low credit credit card. How long will it take to increase? I want to buy a house in the next 2 years.