How much does old bad credit affect your credit score?
April B asked: I have 5 negative reportings on my credit report. None of them are after the year 2004. I am wondering since there over 4 years old, how much are they affecting my credit score? And, has anyone ever heard of credit card companies deleting accurate late pays if asked?
Can my credit card company unilaterally lower my Credit limit at its discretion? How likely is this?
Mark R asked: I have a credit card with a credit limit of $12,500. I have not only been making the payments each month, but I have been paying off my monthly balance at the end of each month consistently. My father told me that, given the situation of today’s financial market, the [...]
What would be the best credit card for a 25 yr old to inprove her credit score?
irishcelticeyes@sbcglobal.net asked: My daughter is trying to build good credit. Her credit score in low and she just bought a small moble home for her family. I want to help to build her credit up, just in case she may need to buy something big ticket some day.
How can I start a small Credit Card Company?
saborguerito asked: I am curious to know how much start up money would be needed to start a small Credit Card Company. I am interested in extending credit with Secured Credit Cards with low limits for individuals looking to establish or re-establish credit by a secured credit card. Also I have thought about prepaid debit [...]
How can an engaged couple keep credit file seperate once married?
triguyinla asked: One of us has a foreclosure on credit report, other one has perfect credit. We are about to get married and want to buy a house. Is it possible to get married and not have to show other spouse’s credit for loans?
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