Archive for October 2008

chris asked: How can I build my credit up without aplying for credit cards? I curentnly have a car loan and a personal loan.
My CR says I dont have enough revolving something.

Mr. Knowledge asked: I have read through a lot of the questions that have already been asked but I have yet to find exactly what I am looking for. I have been slowly but surely paying off some of the items on my credit report, all of which are delinquent by several years. [...]

Mrs. E asked: Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.

jjkk asked: How can I get my credit build up if no one will give me a credit card to begin with? I have never had a credit card, I bought a home and I have been paying mortgage on time. Will that help my credit? I do have doctor bills on my credit report, [...]

Stephen S asked: I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a [...]

Darren S asked: I have no credit, and my buddy has bad credit. We are going on a trip in a few months and need to apply online to get a credit card. Mastercard or Visa. Anyone know where?

clarissa r asked: I am twenty years old and i have absolutley no credit history. The problem is that i want to build up good credit, and i am great at budgeting so i know i can build good credit. the thing is i have no idea where to start building credit. i have tried [...]

Nikita asked: I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a [...]

Reggie asked: I have 2 credit cards and they’re not even that much. I’ve been paying every month to reduce the balance but after interest charges, it seems to go straight back up. I recently checked my credit score, and it’s in pretty OK shape. I know if I get another credit card, my credit [...]

0808 asked: I got a credit report from a lender (the lender type of credit report), it lists 3 credit scores.
There is a same tax lien listed twice, one has account number , the other doesn’t has an account number. Which credit bureau should I contact for this issue? How do [...]