Archive for August 2008

How can i start up my credit? I am only 17 but im about to be 18 in January, What can i do for good credit?

ChEeZo!!! asked: Exactly how and what should i or can i do to start off my credit and how can i get good credit?

What is the best credit card to start my credit?

chaos_magician13 asked: I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but [...]

What credit card can I apply for that does not check credit?

sayyeahh asked: I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?

How do you lower your credit limit without lowering your overall credit score?

Tim asked: I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don’t ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line decrease [...]

How long after I get a credit card will I have a checkable credit score?

guavajellyfish asked: I’m waiting for approval for my first credit card and I want to try to rent an aprtment where the landlord does a credit check. How long will it take for me to establish a credit score?

How do I establish credit without a credit card?

yage v asked: Credit cards are becoming more and more picky about extending credit, and the interest rates are through the roof. What are some other ways I can establish solid credit without a credit card or major expenses? I go to college full time and work full time, I don’t want to get into [...]

What is the difference between a credit card and a pre approved credit card or is there no difference?

kita asked: I am looking to raise my credit score and I have been turned down buy credit card companies and I spoke with someone that said I could get a pre approved credit card but i thought all credit cards were pre approved. Please help me I need to raise my credit score. Thanks

What is the easiest credit card to get?

Mike asked: I have somewhere in between not good credit and ok credit. So what is the easiest credit card to get?

What should your credit score be to get a good credit card?

wifey asked: Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near [...]

How long does it take for a credit/refund to show up on a debit or credit card?

Ahren B asked: Hey guys,
I just called Apple about a typo they had when I ordered a MacBook, and they are going to give me a $50 credit back to my debit card.
How long does it usually take for a credit/refund to show up on a debit or credit card? Thanks!