How is a credit card considered a written contract instead of an open account?
rich61969 asked: I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but he says that I probably will have to settle because it is not an open [...]
Can i rebuild my credit without a car loan?
Faith E asked: If i file bankruptcy, can i still rebuild my credit without a car loan? I want to purchase a paid off car and get liability insurance. I still have a student loan and 2 credit cards, I am planning to keep them to rebuild my credit. Will these get me to 700s [...]
How do you start building credit if you have absolutely none?
twitchddragyn asked: I’m 22. I don’t have any history of credit. (No credit cards, loans, etc… Nothing.)
My friends told me that they all started building credit by opening a student credit card from Chase, the ones with a 200 dollar limit.
I tried to do that but actually got denied. They said that I have “too [...]
Is there a credit score reporting agency that can give me my credit score?
videogamer1979 asked: I really need a company that will tell me how to improve my credit score on MY specific credit report, not general tips.
What is the best credit card for an 18 year old?
alilley07 asked: I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates [...]
What can one do to improve credit rating after having low credit score?
wigginsre asked: Its very difficult obtaining a good fair credit card with high amounts on them. I currently only have a 300 limit. Will a secure credit card help to increase the credit score? Any advice. I’m also not sure if I should pay off the credit cards that expire within the next couple of [...]
What website provides the best credit report for free?
Dan R asked: I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?
what is the best credit card for a first timer who wants to build credit?
cyndaylou asked: I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one.
I just want one so I can work on establishing credit. I want to make one or two monthly purchases and [...]
What do you do after you get denied a credit card?
Karen M asked: I just applied for my very first credit card. I got denied :(.
The reasons were:
Credit report shows total available credit on accounts too low.
Insufficient amount of credit information is reported on credit bureau report.
What does all that mean?
Also what do I do now?
Getting a secured card does not sound appealing :(.
I do [...]
Credit?
OG stackadolla asked: I am attempting to purchase a vehicle, but a problem than I have run into constantly is my financing history; meaning I have not financed anything over $1k. My credit history is good, I have about four credit cards that I sustain a moderate revolving balance on monthly. I have [...]
Recent Comments