Archive for June 2008

ltmac85 asked: Just starting off trying to develope credit to buy a house in the near future, already have a payed off car. So there is no sence in getting a new one to establish credit. Therfore im going to try to do it by credit cards.
So im just trying to come accross the [...]

Yogiandbooboo asked: I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers.

Jennifer K asked: If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?

nana_puddin_13 asked: I have one credit card with a credit line of 400(cash line of 80$). I know the max I can draw from an ATM is the 80$. But is there any way I can go into the bank and get the credit line deposited into my bank account?

queen_kat779 asked: Will my credit card be under a cost of goods account, expense account, loan or what? The equipment had already been paid in full by the credit card, now we are paying the credit card off. Should I name the credit card as a vendor?

gihae0401 asked: I was doing a little research and most credit cards don’t report to credit agencies so it’s not really going to improve your credit and some cost about almost $400 to activate. I need to improve my credit score and I don’t want to pay a lot of money to do it.

The Return of Pimp Stain asked: I have bad credit- old medical bills, etc., and would like to improve my credit. Some of the bills are so old, I do not even know how to begin finding the agencies I need to pay off.
Are there any reputable credit agencies that could help? Which [...]

Erick R asked: Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can [...]

Coco asked: I just turned 18 last September, own three credit cards, and have an excellent credit score. I have two cell phones under my name too. I’m looking to buy a brand new Cadillac this summer. You think any dealership will take me serious and allow me to finance a car under my name [...]