Archive for May 2008

Master Shake asked: My credit is around 570. I would like to increase it, but I was wondering what the cut off between “bad” & “not so bad, sorta fair” credit was, as I am planning on applying for a card to increase my score RESPONSIBLY. After paying off all of my debt ( which [...]

spaztikus asked: I want to get a Walmart credit card…My credit score is not the best but not the worst either…it’s around 616. I dont want to apply and make it any lower unless I know I can get a card.

jen1313 asked: I would like to get my credit score higher but Im not sure how to go about it. Ive seen lots of credit cards that say they improve your credit score- but id like to find a way to improve it with out opening a credit card from these fly by night companies. [...]

Tracy S asked: I have a low credit score. Most my bad credit is old credit. I have a bunch of little loans from finance companies, but they charge really high interest rates. I would like to get a loan for about $5000 to $6000 to pay these off and have one [...]

amhjp1820 asked: Ok, past credit messed me up. I have a judgement thats almost paid off. I am trying to raise my credit score.I have 3 new accounts that I’ve paid on time for over 1 year. I read that one way to raise your score is to ” piggy back” on a relatives good [...]

awill110 asked: I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective [...]

JD asked: I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to [...]

Robert B asked: I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.
It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit [...]

Bear E asked: I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All the sites I have seen require a valid active credit card.

V. asked: I have great credit 755 and want to get a secure credit card, would it hurt my credit?