Archive for March 2008

Michael asked: I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a good card to go with that has low interest? [...]

Shezarnie asked: if im a distance learning student and am paying through my credit card, what is the usual procedure? Its not done through the net. Is informing my bank and giving the Uni. my credit card details all i need to do? how does it work?

kenneth d asked: What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.

~*XCLUSIVE PAPER DOLL*~ asked: Does anyone know where i can access a free credit report of my own credit from?……FREE………….

Pepper asked: I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student [...]

Acrow asked: I just finished college, and work full time. I have a debit card, and building good credit from paying off loans. A lot of people have been telling me to get a credit card, but I wonder if it really is necessary. Please give me some good reasons to get a credit [...]

triguyinla asked: I have over $100,000 in credit on my 7 or 8 credit cards, all with a 0 balance. I am facing foreclosure in a few months. Will the banks cancel my credit cards once I get a foreclosure on my credit? Should I just max out all my credit cards [...]

indygal asked: I’m young with no credit and no checking account. I’ve been looking online and have only come across debit cards or credit cards that require a checking account. Where and how can I get a CREDIT CARD w/ no credit and no checking account?

Wesley M asked: I own a small home theater business basically out of my house. I buy products from authorized wholesalers, and then sell them retail. I’ve mainly been running on a cash/check basis. I have a business checking account. But I now have a big customer who wants to pay with a credit card.
Are [...]

dwaindaddy asked: I am thinking about allowing a credit counseling service (Take Charge America) to consolidate all my unsecured credit. Will this help or hurt my credit rating once I complete the program in about 3.5 years?