Archive for the ‘Personal Finance’ Category

Getting a quality home loan and financing can not only be difficult but also confusing. Whether it’s trying to get a loan for your first home or refinancing an existing mortgage, you need to know all of the options available.
From FHA to limited government tax breaks, there are a number of programs that could help [...]

tabulator32 asked: What is the best website for subscribing and getting updates to my credit as I strive to improve my credit rating.
I know there are a lot of them out there. I just want a relatively inexpensive one that shows me my credit rating.
Thanks!

Peter T asked: I want a service that I can view my credit report and credit score for all major credit bureaus 3 or 4 times a year and make disputes quickly and easily as needed. I don’t want to pay an arm and a leg. I shouldn’t have to buy my own personal information [...]

Bob M asked: Back in 1997, I ran into some financial trouble and took out a loan for the balance on a mobile home I once owned. I defaulted on the loan that year, but it is still on my credit report. I wrote letters to the bank and to the credit reporting agencies, and [...]

Roberta A asked: Is there a number or something I can call to get people to stop sending me credit card offers? I cant at least 5-10 credit cards offers a week, whether it’s mail or phone calls.
Please help. This is annoying.
Thank you.

Peter T asked: I want a service that I can view my credit report and credit score for all major credit bureaus 3 or 4 times a year and make disputes quickly and easily as needed. I don’t want to pay an arm and a leg. I shouldn’t have to buy my own personal information [...]

Zoxx asked: Right now I have 10 Credit accounts open. Ranges from $424.00 to $5200.00 with a credit score of 728.
I have $0 balance all of my cards at this time.
I just applied to get a motorcycle and they denied me saying that I have too much revolved credit open.
I rent a apt due to [...]

Bob M asked: Back in 1997, I ran into some financial trouble and took out a loan for the balance on a mobile home I once owned. I defaulted on the loan that year, but it is still on my credit report. I wrote letters to the bank and to the credit reporting agencies, and [...]

Keelysmommy asked: Someone I know recently filed for bankruptcy not even a year ago. And she throws it in my face that her credit score is higher than mine and that she can get a house and I cant. I dont have anything wrong with my credit score and never filed for bankruptcy I just [...]

Roberta A asked: Is there a number or something I can call to get people to stop sending me credit card offers? I cant at least 5-10 credit cards offers a week, whether it’s mail or phone calls.
Please help. This is annoying.
Thank you.