Archive for the ‘Credit’ Category

Avoiding complications in credit repair is almost important as getting out of debt. When we have bills that were neglected simply because we didn’t have the money to pay the bills, or else we purchased items instead of paying the bills, we are in debt.
If you are considering a Home Equity Loan to get out [...]

Bad credit mortgage refinancing loans are used to solve two different problems.
Problem Number One: The homeowner has bad credit, significant high interest credit card debt and a home with substantial equity. In order to pay off the high interest bills, the person refinances his/her home and cashes out all or part of the equity. The [...]

traveler#305 asked: I remember reading about a woman who had her limit on a card lowered only because she spent a lot (under her limit) in a certain amount of time. If I am planning on maxing out my cards ( with the understanding I will kill any potential credit), how can I avoid [...]

jenna asked: I’m 18, I’ve had a credit card since November of last year and I’ve been paying off the entire bill every month. How long does it take to have a credit report on file? I’d like to take out an auto loan, but the bank says I can’t due to lack of [...]

boilerette72 asked: I have good credit. I am selling my home (normal sale) but I am not going to buy another home right now. I have 2 credit cards with no balance and a car loan. Will this home sale hurt my credit score?

Panamaniac asked: I have a Visa with a $2,000 credit limit and I am planning to go overseas for 2 weeks.

KAT188 asked: How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.

JayRust asked: Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is [...]

JayRust asked: Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is [...]

enterthesloth asked: What is the best rewards credit card. I only spend 400 a month and have good but not excellent credit.