traveler#305 asked:


I remember reading about a woman who had her limit on a card lowered only because she spent a lot (under her limit) in a certain amount of time. If I am planning on maxing out my cards ( with the understanding I will kill any potential credit), how can I avoid getting the credit I already have lowered during my spending spree?

jenna asked:


I’m 18, I’ve had a credit card since November of last year and I’ve been paying off the entire bill every month. How long does it take to have a credit report on file? I’d like to take out an auto loan, but the bank says I can’t due to lack of credit history.

boilerette72 asked:


I have good credit. I am selling my home (normal sale) but I am not going to buy another home right now. I have 2 credit cards with no balance and a car loan. Will this home sale hurt my credit score?

Panamaniac asked:


I have a Visa with a $2,000 credit limit and I am planning to go overseas for 2 weeks.

KAT188 asked:


How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.

JayRust asked:


Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is hard to get rewards with bad credit. Any advise?

JayRust asked:


Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is hard to get rewards with bad credit. Any advise?

enterthesloth asked:


What is the best rewards credit card. I only spend 400 a month and have good but not excellent credit.

boilerette72 asked:


I have good credit. I am selling my home (normal sale) but I am not going to buy another home right now. I have 2 credit cards with no balance and a car loan. Will this home sale hurt my credit score?

Brandon S asked:


Obviously you pay off a credit card bill with a check or using bill pay through your bank. I have a credit card account through Wells Fargo, and I notice that when I choose to transfer money from my checking account to one of my other Wells Fargo accounts, I can transfer it to my savings as well as my credit card account. What happens when I transfer money to my credit card account? I did not know you can do such a thing. Is that for stashing cash away so I have money come bill paying time?